Acquisition Consumer Credit Credit Bureau Loans 
Fico Collections
MARCH 8, 2021
Over the past several years, we’ve helped lenders develop on-ramps to mainstream credit using alternative data for those seeking financial inclusion. Our research finds that alternative data sources that demonstrate a consumer’s ability to manage their finances are predictive of consumer credit risk.
Fico Collections
AUGUST 10, 2022
Triggered in part by the US housing market collapse and an unprecedented number of loan defaults, the crisis uncovered a shocking level of unrestrained lending and excessive risk taking. But a crucial challenge to existing affordability assessments has been the huge spike in ‘buy now, pay later’ loans (BNPL). See all Posts.
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