Consumer Financial Services Law

JANUARY 3, 2018

30, 2017), the plaintiff, Fatema Islam, failed to pay the balance due on her credit card with Bank of America, N.A., Islam , at *10. “‘[A]s of the date’ suggests that on a different date, the amount of the debt may be different – and, of course, anyone would understand that it won't get any smaller without payment. In Islam v.

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Better Credit Blog

JUNE 1, 2022

A thing of the past since September 30, 2017, the Perkins Loan was one of the most advantageous for students requiring need-based aid. It came with low interest and a grace period of 9 months. A Subsidized Stafford Loan, as it’s commonly referred to, does not accrue interest while the student is enrolled in school.

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FDCPA Defense

FEBRUARY 1, 2018

Duty to disclose accruing interest, fees or other charges A significant recent trend in FDCPA case law involves courts that have imposed new disclosure obligations that are not found in the plain language of the Act. 2017), petition for cert. 21, 2017) (No. 2012 WL 527486, at *10 (D. 3d 72 (2d Cir. 3d 207 (2d Cir.

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