Better Credit Blog

JANUARY 14, 2021

Credit inquiries come in two different categories: hard and soft credit checks. They differ in a few key ways, starting with what prompts them: Soft Credit Check: Occurs when you check your score, get pre-approval for a loan/card, or get screened for a job or new home rental. Foreclosures. Charge-offs. Collections-stage debts.

Loans 52

Loans Repossession Foreclosure Bankruptcy 52

Better Credit Blog

JANUARY 5, 2021

Citicards come in several categories, including: 0% APR. Citi also offers personal loans, lines of credit, and mortgages, which can prompt a hard inquiry. If you go on Citibank’s website and compare quotes or get pre-approved for a loan or credit card offer, you don’t have to worry about a hard inquiry. Balance transfers.

Loans 52

Loans Banks Repossession Lender 52

Better Credit Blog

JANUARY 5, 2021

Citicards come in several categories, including: 0% APR. Citi also offers personal loans, lines of credit, and mortgages which can prompt a hard inquiry. If you go on Citibank’s website and compare quotes or get pre-approved for a loan or credit card offer, you don’t have to worry about a hard inquiry. Balance transfers.

Loans 52

Loans Banks Repossession Lender 52