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Is It “Debt Collection” If You Never Asked For Money?

FDCPA Defense

These seemingly simple questions have divided the circuit courts, and they may soon be resolved by the United States Supreme Court when it decides a case that arose out of a nonjudicial foreclosure proceeding in Colorado. to pay money,” non-judicial foreclosure is not covered under FDCPA) (citations omitted), pet. 2710 (2018).

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Trends In FDCPA Litigation Filed Against HOA Attorneys

FDCPA Defense

The Ninth and Tenth Circuits have held said “yes” a collector is not engaged in “debt collection” under the FDCPA unless the challenged communication makes a demand for payment of money. to pay money,” non-judicial foreclosure is not covered under FDCPA) (citations omitted), pet. Are You A “Debt Collector” Under The FDCPA?

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Emerging Trends In FDCPA Litigation Against Community Association Attorneys

FDCPA Defense

Determining the line between foreclosure activity and debt collection, however, can be elusive. 17- 278) was whether notices sent by a trustee as required to initiate a non-judicial foreclosure under California law violated the FDCPA. California law does not allow for a deficiency judgment following non-judicial foreclosure.

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For Attorneys Representing Community Associations: A Primer On FDCPA Class Actions And How To Avoid Them

FDCPA Defense

July 11, 2014) (denying motion to dismiss FDCPA class action complaint; defendant sent letters to class seeking to collect late fees and threatening foreclosure allegedly in violation of California law); McCarter v. JQD, LLC , 2014 WL 3404945 (N.D. Kovitz Shifrin Nesbit , 2015 WL 74069 (N.D.

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Avoiding Overshadowing Claims

FDCPA Defense

at 511; see also Lansing v. Wilford, Geske & Cook, P.A. 2013 WL 5587956, at *4 (D.

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When Is A Lawyer Or Law Firm "Regularly" Collecting Debts Under The FDCPA?

FDCPA Defense

2012), the Court held that a law firm that allegedly sent 500 letters in connection with foreclosure proceedings could be a "debt collector" under the FDCPA: "The complaint contains enough factual content to allow a reasonable inference that the Ellis law firm is a ‘debt collector’ because it regularly attempts to collect debts.