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What Is a Debt Collector and Why Are They Contacting Me?

Taurus Collect

In the UK, debt collection companies operate under strict regulations set forth by the Financial Conduct Authority (FCA). These guidelines are designed to protect consumers and ensure fair debt collection practices. This transfer of debt obligation brings the collector to your doorstep, figuratively speaking.

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FTC Cracks Down On Corrupt Debt Collectors

Collection Industry News

Illegal activities included harassing phone calls, bogus threats of arrest or lawsuit, and violations of other provisions of the Fair Debt Collection Practices Act. In many cases, consumers didn’t even owe the debts. Check with the original creditor. Is the debt yours? Don’t respond to threats.

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How To Remove ACS Inc From Your Credit Report

Better Credit Blog

In order to legally collect on your debt, they must first open a collection entry on your credit report. This account shows that you have had a bill move to collections and ACS Inc has a right to collect it. A goodwill deletion will not work for you if you have not already paid ACS Inc for the debt.