Remove Fair Debt Collection Remove Judgment Remove Repossession Remove Third-party Debt Collectors
article thumbnail

How To Remove Penn Credit from Your Credit Report

Better Credit Blog

Try out one of the approaches below, and you could be collections-free in a few weeks. Get your debt validated. Get Your Debt Validated. The Fair Debt Collection Practices Act is great for a lot of reasons, one being that it requires collections agencies to present proof of a debt before you’re required to make a payment.

article thumbnail

How To Remove AWA Collections From Your Credit Report

Better Credit Blog

Write a debt validation letter. Write a Debt Validation Letter. According to the Fair Debt Collection Practices Act , a debt collector can’t require payment from you without first validating your debt. Repossessions. Pre-collections. Third-party collections.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How To Remove BGE Collections From Your Credit Report

Better Credit Blog

When you cancel service with an outstanding balance or fall behind on your power payments, your provider will make several attempts to collect payments from you. If they are unsuccessful, your debt will go into collections, which can have a significant impact on your credit report. Repossession. Foreclosure. Charge offs.

article thumbnail

How To Remove First National Collection Bureau From Your Credit Report

Better Credit Blog

They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Fortunately, you have rights under the Fair Debt Collection Practices Act.

article thumbnail

How To Remove Delivery Financial Services From Your Credit Report

Better Credit Blog

Many people don’t realize that they are protected by the Fair Debt Collection Practices Act. The FDCPA gives debt collectors clear guidelines for dealing with customers, including the ones below: Debt collectors can only call between 8 a.m. and 9 p.m. Identity fraud. Foreclosures. Bankruptcy.

article thumbnail

How To Remove First National Collection Bureau From Your Credit Report

Better Credit Blog

They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Fortunately, you have rights under the Fair Debt Collection Practices Act.

article thumbnail

How To Remove DCM Services From Your Credit Report

Better Credit Blog

In light of these issues, it’s important to educate yourself on the Fair Debt Collection Practices Act. This law prevents debt collectors from treating you unethically or making baseless claims regarding debts. This strategy is worth a shot whether you believe the debt is legitimate or not.