Thu.Dec 22, 2022

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Consumers’ Financial Well-Being on the Decline: CFPB

Account Recovery

The overall financial well-being of consumers is back to its pre-pandemic levels, which is not necessarily a good thing, according to data released yesterday by the Consumer Financial Protection Bureau, with a noticeable decline in financial health for Hispanics and individuals under 40. A copy of the full report can be accessed by clicking here. … The post Consumers’ Financial Well-Being on the Decline: CFPB first appeared on AccountsRecovery.net.

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How to Complain and Get Results

Nerd Wallet

Liz Weston, CFP® writes for NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. The article How to Complain and Get Results originally appeared on NerdWallet.

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Judge Grants MSJ For Defendant in FDCPA Case Over Debt That was Sold

Account Recovery

A debt that is sold to a third party can be confusing for a consumer, but confusion is not grounds for standing to sue under the Fair Debt Collection Practices Act, and bad lawyer jokes aside, using legal terms does not constitute the use of obscene or profane language, a District Court judge in Pennsylvania … The post Judge Grants MSJ For Defendant in FDCPA Case Over Debt That was Sold first appeared on AccountsRecovery.net.

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Cabo vs. Cancun: Which Is Best?

Nerd Wallet

Josh Garber writes for NerdWallet. Email: travel@nerdwallet.com. The article Cabo vs. Cancun: Which Is Best? originally appeared on NerdWallet.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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Daily Digest – December 22. Getting to Know Kenneth Williams of Conn’s Home Plus; Judge Grants MSJ for Defendant in FDCPA Case

Account Recovery

GETTING TO KNOW KENNETH WILLAMS OF CONN’S HOME PLUS Kenneth Williams has spent the better part of four decades in collections — from the creditor side of the transaction. He’s been in the business so long that he got his start at a department store where my mom bought me an electric typewriter for my … The post Daily Digest – December 22.

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Getting to Know Kenneth Williams of Conn’s Home Plus

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Kenneth Williams

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MetaMask Crypto Wallet Review 2022: Pros, Cons and How It Compares

Nerd Wallet

Our Take 4.6 The bottom line: Guarda’s cryptocurrency wallet gives you a lot of options if you want to store your cryptocurrency on an internet-connected device, supporting thousands of cryptocurrencies using mobile, desktop and browser-based applications. Pros & Cons Pros: Large selection of supported cryptocurrencies; useful tools across desktop, mobile and browser apps.

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An eye on bankruptcy stats in 2022

Albuquerque Law

As New Mexico residents prepare for the holidays and the start of a new year, it is common to reflect on the past year. This practice is widespread, with even the government and courts gathering data on the events of the year – especially in terms of finances. So, what is the latest information on bankruptcy for this last year? What are the statistics?

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Ninth Circuit Reaffirms Borden Interpretation of ATDS

Troutman Sanders

Do the text messages that Facebook sends to your phone with birthday reminders violate the Telephone Consumer Protection Act (TCPA)? According to the Ninth Circuit in a recent decision , the answer is no because users provided their phone numbers to Facebook and, in order to qualify as an automatic telephone dialing system (ATDS) under the TCPA, the telephone system must randomly or sequentially generate telephone numbers.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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Contractors Beware: Depositing a Check Titled “Final Payment” May Be an “Accord and Satisfaction” or “Final Release” That Prevents You From Recovering Further Payment

Jimerson Firm

As a general contractor, subcontractor, or supplier, you have likely experienced problems collecting final payment from your customer. You get to the end of the project, and your customer does not want to pay you the full amount you are owed. Then you get a check in the mail from your customer, for an amount less than what you are owed. Should you deposit that check?

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