Account Recovery

FEBRUARY 15, 2022

NOTIFYING REPRESENTED CONSUMER INSTEAD OF ATTORNEY NOT ENOUGH FOR PLAINTIFF TO HAVE STANDING TO SUE, APPEALS COURT RULES The Court of Appeals for the Eighth Circuit has overturned a lower court’s ruling in favor of a plaintiff, determining that he lacked standing to pursue a claim in federal court after suing a collection law firm … The post Daily Digest – February 15.

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Nerd Wallet

FEBRUARY 15, 2022

While it’s a notoriously tough time to buy a home, the incentives to sell the one you’re in could be too good to pass up. Most (89%) of current homeowners who want to list their homes right now say something is preventing them from doing so, according to NerdWallet’s recently released 2022 Home Buyer Report. Elizabeth Renter writes for NerdWallet. Email: elizabeth@nerdwallet.com.

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Account Recovery

FEBRUARY 15, 2022

The Court of Appeals for the Eighth Circuit has overturned a lower court’s ruling in favor of a plaintiff, determining that he lacked standing to pursue a claim in federal court after suing a collection law firm for allegedly violating the Fair Debt Collection Practices Act in relation to communicating with the plaintiff rather than … The post Notifying Represented Consumer Instead of Attorney Not Enough for Plaintiff to Have Standing to Sue, Appeals Court Rules appeared first on Acc

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Law Firms Fair Debt Collection Collections 246

Nerd Wallet

FEBRUARY 15, 2022

The 30-year mortgage rate has risen rapidly to its highest level since 2019, around 4%. The increase could compel home shoppers to look for houses in lower price ranges. Some might need to get preapproved again. Mortgage rates have risen almost a full percentage point since late December. A few days before Christmas, the 30-year. Holden Lewis writes for NerdWallet.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

FEBRUARY 15, 2022

Two federal courts in California have ordered Voice-over-Internet Protocol (VoIP) service providers to turn over information that the Federal Trade Commission is seeking as part of the agency’s investigations into illegal robocalls. The FTC yesterday issued a press release warning companies that fail to comply with such court orders may be held in contempt of … The post FTC Gets Orders to Compel Compliance with CIDs appeared first on AccountsRecovery.net.

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Trade 246

Account Recovery

FEBRUARY 15, 2022

The National Consumer Law Center and the Collateral Consequences Resource Center have published a report that aims to shine a spotlight on the impact that court debts has on allowing individuals to get a “second chance” following arrests or convictions. Court debts, such as fines, fees, costs, and restitution are keeping one-third of adults in … The post Report Calls Out Court Debt As Barrier to Helping Clear Conviction Records appeared first on AccountsRecovery.net.

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Collateral 246

Nerd Wallet

FEBRUARY 15, 2022

The Business Platinum Card® from American Express is a premium travel rewards card for business owners. It attracts travelers with a large welcome bonus: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership. Terms Apply. That’s worth a whopping.

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Account Recovery

FEBRUARY 15, 2022

A complaint has been filed in a Texas federal court, alleging a collector violated Regulation F by sending emails to an individual after that person allegedly unsubscribed from receiving such communications, according to a copy of the complaint. The complaint in the case of Walker v. TrueAccord can be accessed by clicking here. The complaint … The post Plaintiff Sues Collector for Violating FDCPA, Reg F for Sending Emails After Unsubscribing appeared first on AccountsRecovery.net.

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Prosperity Now

FEBRUARY 15, 2022

The Civil Rights Movement is remembered for the efforts and accomplishments of a variety of Black individuals and groups to

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Collections

Nerd Wallet

FEBRUARY 15, 2022

If you’re a fan of the Hyatt brand, you may be considering getting the hotel’s co-branded credit card. It offers automatic elite status, extra points on select spending categories and a free night each year when you renew the card. Here’s a heads up on eight things to know before getting the World of Hyatt Credit. Lee Huffman writes for NerdWallet. Email: travel@nerdwallet.com.

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UK debt collections

FEBRUARY 15, 2022

Kevin Morris, also known as Kevin Gordon Sykes, 61, from north London has been disqualified for the maximum 15 years after he was found to be a de facto director of Rigil Kent Acquisitions Limited (RKAL), while disqualified from acting as a director, as well as deliberately undermining the insolvency regime through RKAL’s dishonest activities. Breaching a disqualification is a criminal offence and the Insolvency Service can prosecute these cases.

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Acquisition Trade Creditors 59

Nerd Wallet

FEBRUARY 15, 2022

A roof is essential. It’s your first line of defense from outside elements like the sun, snow and wind. If your roof fails, the average cost to fix it is around $1,000, though the bill can be higher. You may get a home warranty with roof coverage to pay for repairs, but it’s important to. Linda Bell writes for NerdWallet. Email: lbell@nerdwallet.com.

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JMA

FEBRUARY 15, 2022

The business world is fast paced, especially when you own and/or run a business. You need to keep up with customer demand, your own staff and the everchanging landscape of your industry. This all takes a lot of time, so at the end of the day, you’re not often left with a lot of time. Read more » The post Why You Shouldn’t Be Afraid of Using Debt Collectors for Your Business appeared first on JMA Credit Control.

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Debt collector 52

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Nerd Wallet

FEBRUARY 15, 2022

The American Express Fine Hotels and Resorts program (also referred to as FHR) can tack on luxurious benefits and amenities for certain cardholders at specific hotel properties. Let’s look closer at how the program works and what exciting amenities might await you. How the AmEx Fine Hotels and Resorts program works The FHR program rewards. Ramsey Qubein writes for NerdWallet.

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Troutman Sanders

FEBRUARY 15, 2022

On February 10, the Ninth Circuit affirmed a Central District of California decision, finding that a consumer reporting agency (CRA) did not violate the Fair Credit Reporting Act (FCRA) when it reported a criminal record with a charge date that antedated the report by more than seven years. The case is Moran v. Screening Pros, LLC, No. 20-55908 (9th Cir.

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Nerd Wallet

FEBRUARY 15, 2022

Yes, you can buy a car without a driver’s license, but you’ll have to jump through some extra hoops to get it done. There isn’t a law requiring you to have a driver’s license to purchase a car, but not having one could cause complications during the car-buying process, such as getting an auto loan. Benjamin Din writes for NerdWallet. Email: bdin@nerdwallet.com.

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Loans 68

TCPA

FEBRUARY 15, 2022

The Second Circuit recently addressed whether a faxed invitation to participate in a market research survey is an “unsolicited advertisement” actionable under the TCPA. In Bruce Katz, M.D., P.C. v. Focus Forward LLC, 22 F.4th 368, 374 (2d Cir.

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Collections

Nerd Wallet

FEBRUARY 15, 2022

For many, supply chain issues mean something like the grocery store is out of oat milk, so you’re stuck with soy instead. For hotels — an industry already hit hard by the COVID-19 pandemic — supply chain issues are causing even bigger problems. Vimal Patel knows this all too well. Patel is CEO of QHotels. Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com.

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Prosperity Now

FEBRUARY 15, 2022

Since 1976, Black History Month has been dedicated to celebrating the achievements of African Americans, the legacy of abolitionism and

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Nerd Wallet

FEBRUARY 15, 2022

A credit score of 715 puts you at the top of the “good” band (690-719) on the generally used credit score range of 300 to 850 and well on your way to the “excellent” band with a bit of work and extra attention. With a 715 credit score, you’re likely to qualify for a wide. Amanda Barroso writes for NerdWallet. Email: abarroso@nerdwallet.com. The article 715 Credit Score: Is It Good or Bad?

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TCPA

FEBRUARY 15, 2022

The Second Circuit recently addressed whether a faxed invitation to participate in a market research survey is an “unsolicited advertisement” actionable under the TCPA. In Bruce Katz, M.D., P.C. v. Focus Forward LLC, 22 F.4th 368, 374 (2d Cir.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.