Thu.Mar 09, 2023

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Getting to Know Nina Cunningham of Illinois Collections

Account Recovery

One of the great benefits in publishing these profiles week after week is the chance to shine a spotlight on people whose contributions to the industry help keep moving it forward but who maybe haven’t risen to a level of prominence … yet. Nina Cunningham, who has owned her own collection industry for the past … The post Getting to Know Nina Cunningham of Illinois Collections first appeared on AccountsRecovery.net.

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Utility Debt has Doubled Since the Pandemic – Here’s What Companies Can Do

True Accord

More than 20 million US households are behind on their utility bills, according to the National Energy Assistance Directors Association (NEADA), which described it as the worst crisis it has ever documented. Delinquencies are rising across all industries, but utility debt specifically has doubled from pre-pandemic levels, and as moratoriums ended customers faced the onslaught of unpaid bills.

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Appeals Court Remands FDCPA Case to Determine if Plaintiff has Standing

Account Recovery

The Court of Appeals for the Ninth Circuit has remanded a Fair Debt Collection Practices Act case back to the District Court to determine whether the plaintiff had standing to file his lawsuit in the first place. The plaintiff, who appealed nearly five years ago, will now have to prove he suffered a concrete injury … The post Appeals Court Remands FDCPA Case to Determine if Plaintiff has Standing first appeared on AccountsRecovery.net.

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Texas Liability Insurance: What It Covers and How Much You Need

Nerd Wallet

Ryan Brady writes for NerdWallet. Email: rbrady@nerdwallet.com. Twitter: @reallyryanbrady. The article Texas Liability Insurance: What It Covers and How Much You Need originally appeared on NerdWallet.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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CFPB Report Spotlights Junk Fees as White House Urges States to Crack Down

Account Recovery

The Consumer Financial Protection Bureau yesterday released a special version of its Supervisory Highlights report, breaking down all of the “unlawful junk fees” it found in deposit account products and loan servicing products, such as auto loans, mortgages, student loans, and payday lending. The fees included excessive late fees and pay-to-pay payment fees and kickbacks … The post CFPB Report Spotlights Junk Fees as White House Urges States to Crack Down first appeared on Acco

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Judge Grants Motion to Compel Arbitration in TCPA Class Action

Account Recovery

A Magistrate judge in New York has granted a defendant’s motion to compel arbitration in a Telephone Consumer Protection Act class-action case involving debt collection calls that were made to the plaintiff for a company credit card years after the plaintiff stopped working at the company. A copy of the ruling in the case of … The post Judge Grants Motion to Compel Arbitration in TCPA Class Action first appeared on AccountsRecovery.net.

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How Your Ex Could Boost Your Social Security Benefits

Nerd Wallet

Liz Weston, CFP® writes for NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. The article How Your Ex Could Boost Your Social Security Benefits originally appeared on NerdWallet.

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Daily Digest – March 9. Getting to Know Nina Cunningham of Illinois Collections; Appeals Court Remans FDCPA Case Over Standing

Account Recovery

GETTING TO KNOW NINA CUNNINGHAM OF ILLINOIS COLLECTIONS One of the great benefits in publishing these profiles week after week is the chance to shine a spotlight on people whose contributions to the industry help keep moving it forward but who maybe haven’t risen to a level of prominence … yet. Nina Cunningham, who has … The post Daily Digest – March 9.

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IHG Food and Beverage Rewards: A New Perk for IHG Members

Nerd Wallet

JT Genter writes for NerdWallet. Email: travel@nerdwallet.com. The article IHG Food and Beverage Rewards: A New Perk for IHG Members originally appeared on NerdWallet.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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Illinois Federal Court Dismisses CFPB’s First Redlining Case, Holding ECOA Doesn’t Extend to Prospective Applicants

Troutman Sanders

Please join Troutman Pepper Partner Chris Willis and his colleague Consumer Financial Services Partner Lori Sommerfield as they discuss the implications of the recent Illinois federal court decision, dismissing the CFPB’s first-ever redlining case against Townstone Financial, Inc., which alleged that Townstone engaged in redlining practices by discouraging applications under the Equal Credit Opportunity Act (ECOA) through its marketing approach.

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Money Market Account vs. Savings Account: Which Should You Choose?

Nerd Wallet

Margarette Burnette writes for NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. The article Money Market Account vs. Savings Account: Which Should You Choose? originally appeared on NerdWallet.

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Keep Crowdfunding Proceeds on the Right Side of Tax Rules

Nerd Wallet

Sabrina Parys writes for NerdWallet. Email: sparys@nerdwallet.com. The article Keep Crowdfunding Proceeds on the Right Side of Tax Rules originally appeared on NerdWallet.

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Electrify America: What It Costs, and Where to Find Chargers

Nerd Wallet

Kurt Woock writes for NerdWallet. Email: kwoock@nerdwallet.com. The article Electrify America: What It Costs, and Where to Find Chargers originally appeared on NerdWallet.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.