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Is The CFBP's Position On Credit Reporting Statements Consistent With The Case Law?

FDCPA Defense

The least sophisticated debtor would construe the notice as a prudential reminder, not as a threat to take action.The notice told Wade correctly that she had an unpaid debt, and properly informed her that failure to pay might adversely affect her credit reputation.” Equifax Check Services, Inc., 3d 410, 418 (7th Cir. at 418, n.