Titan Consulting
MAY 10, 2020
The new FICO XD scoring model retrieves information from sources like the National Consumer Telecom and Utilities Exchange to collect data on payments to utility, cell phone service, internet, and cable television providers and uses the payment history data from these and other sources to build a credit score. Final Thoughts.
Taurus Collect
FEBRUARY 1, 2024
A debt collector might sound like a character from a Charles Dickens novel, but if you’ve been contacted by one, you know they’re very much a reality of modern financial life. So, what exactly is a debt collector? Debt collectors reach out for one clear reason: you likely have an unpaid debt that has been reported as delinquent.
Titan Consulting
MAY 3, 2020
Private companies use data retrieved from credit reports, combined with public records, to predict your risk to lenders in the form of a credit score. The mix of credit accounts (loans versus lines of credit). In addition to multiple scoring models, credit score providers also create specialized scores tailored to specific loan types.
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