Creditors Lender Repossession Retail 
Troutman Sanders
APRIL 17, 2023
District Court for the Southern District of Florida arguing that the Equal Credit Opportunity Act’s (ECOA) prohibition on discrimination covers every aspect of an applicant’s dealings with a creditor, not just the specific terms of a loan (like the interest rate or fees). Townstone Financial, Inc.
Better Credit Blog
AUGUST 7, 2020
If you’ve come across the name SYNCB on your credit report, it’s probably because you applied for a credit card with the bank or one of its popular retail partners. Synchrony offers several financial products, from CDs, MMAs, and IRAs to credit cards and loans through partnerships with other lenders. Property repossession.
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Better Credit Blog
JANUARY 21, 2021
General Electric Capital Retail Bank, abbreviated as GECRB, is the former name for Synchrony Bank, and it’s probably on your report because you applied for a Synchrony card at some point in the past. The bank partners with numerous retailers to offer rewarding credit cards to shoppers. Just be mindful of how many inquiries you accrue.
Better Credit Blog
DECEMBER 31, 2020
A hard inquiry is simply a way for a lender to check your credit reports before approving your application. While VCTRSSEC might sound unfamiliar, it represents a popular retailer: Victoria’s Secret. Comenity Bank is a premier producer of retail credit cards, partnering with 145 popular brands to offer credit cards to consumers.
Better Credit Blog
DECEMBER 9, 2020
When you apply for a retail credit card from Best Buy, it can lead to a hard credit check and lower your score. Hard inquiries happen whenever you apply for funding from a bank, retailer, or lender. When you apply for a card, the creditor could request your Equifax, Experian, or TransUnion report, or a combination of the three.
Better Credit Blog
JANUARY 6, 2021
The popular retailer provides two credit card options: The Brooks Card and the Brooks Brothers Platinum Mastercard. Hard inquiries let lenders obtain your credit report(s). Whenever you apply for a credit card, the creditor might only obtain one of your reports, or they could opt for all three. Repossessions. Charge-offs.
Better Credit Blog
JANUARY 5, 2021
Citi is a massive provider of retail credit cards and accounts. Credit checks allow prospective lenders, banks, employers, and landlords to see your credit reports. They grant creditors access to your full credit reports, and they’re required any time you apply for funding. Repossession. Ask Lex Law for Help. Charge offs.
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