Creditors Garnishment Third-party Debt Collectors Trade 
Better Credit Blog
AUGUST 31, 2020
Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.
Credit Corp
NOVEMBER 9, 2020
It applies to only external or third-party debt collectors and only for personal debts. It does not come into play for creditors collecting their own debts. The law: Within five days of initially contacting you, the collector must send written notice of the debt and include: The amount of the debt.
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