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FCRA Claim for “Misleading” Double-Reporting of Debt by Original Creditor and Collection Agency Survives Motion to Dismiss

Troutman Sanders

Mountain America Federal Credit Union , the plaintiff became delinquent on a credit card account with her credit union. The credit union then assigned the debt to a third-party collection agency. In Hansen v. A copy of the order is available here.

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What Are “Statutory Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes. is board certified in business litigation by the Florida Bar and practices in the firm’s banking and financial services industry team. About the Author: Austin T.

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What Exposure Does a Business Have to Attorneys’ Fees Under the FCCPA and the FDCPA?

Jimerson Firm

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes. is board certified in business litigation by the Florida Bar and practices in the firm’s banking and financial services industry team. About the Author: Austin T.

Lawyers 52
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Passage Of Debt Collection Bill Could Be A ‘Slippery Slope’ For Lenders

Collection Industry News

Despite objections from CUNA and NAFCU, the House of Representatives passed the Comprehensive Debt Collection Improvement Act on Thursday. 2547 was sponsored by House Financial Services Committee Chairwoman Rep. The bill, H.R. Maxine Waters (D-Calif.), passed the House with a 215-207 vote.

Lender 40
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What Are “Actual Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes. is board certified in business litigation by the Florida Bar and practices in the firm’s banking and financial services industry team. About the Author: Austin T.

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Are Proposals for Settlement Enforceable in FCCPA Cases?

Jimerson Firm

The Clayton Court was asked to decide the question of “whether Florida’s offer of judgment statute is preempted by [the federal Fair Debt Collection Practices Act (“FDCPA”)].” is board certified in business litigation by the Florida Bar and practices in the firm’s banking and financial services industry team.

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

The debt collector claimed that they were only responsible under the law when they intended to say something false. The debt collector’s argument is wrong,” the CFPB remarked in its blog. “As The CFPB goes on to say that “[t]his interpretation has been upheld by numerous courts, and it is what Congress clearly intended.”