Credit Management Company

FEBRUARY 22, 2022

Myths About Using a Collection Agency: Paying the Original Creditor to Bypass Agencies. Many people believe they can get around dealing with debt collection agencies by paying their original creditors directly. However, the FDCPA only protects consumer debtors.

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Collection Agencies Collections Agency Collections Debt collector 52

Credit Management Company

AUGUST 9, 2022

A statement that the debt collector will provide to the consumer, within 30 days, the name of the original creditor if different than the debt collector. If a company manages a large volume of consumer debt, it takes considerable resources to follow up with each debtor in writing.

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Debt collector Debtor Fair Debt Collection Original Creditor 52

FDCPA Defense

NOVEMBER 11, 2014

Finally, the notice must contain “a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.” Southern Oregon Credit Servs, Inc. , 1692g(a)(5). at § 1692g(b).

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Debt collector Debtor Creditors Original Creditor 40