Credit Management Company

FEBRUARY 22, 2022

The average American has over $90,000 of debt , and many struggle to manage this number. Therefore, many people find themselves encountering collection agencies at one point or another. Unfortunately, much of what people “know” about the debt collection industry relies more on myths than facts. How do you mitigate this?

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Collection Agencies Collections Agency Collections Debt collector 52

Credit Management Company

AUGUST 9, 2022

A statement that the debt collector will provide to the consumer, within 30 days, the name of the original creditor if different than the debt collector. If a company manages a large volume of consumer debt, it takes considerable resources to follow up with each debtor in writing.

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Debt collector Debtor Fair Debt Collection Original Creditor 52

FDCPA Defense

NOVEMBER 11, 2014

Finally, the notice must contain “a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.” Southern Oregon Credit Servs, Inc. , 1692g(a)(5). at § 1692g(b).

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Debt collector Debtor Creditors Original Creditor 40