Credit Management Company

AUGUST 9, 2022

A statement that unless the consumer disputes the debt within 30 days of receipt it will be assumed to be valid by the debt collector. A statement that the debt collector will provide to the consumer, within 30 days, the name of the original creditor if different than the debt collector.

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Debt collector Debtor Fair Debt Collection Original Creditor 52

Collection Industry News

JANUARY 29, 2021

Court of Appeals for the Seventh Circuit recently vacated judgment in favor of a debt collector against putative class action claims raised by a consumer that its collection letter violated the federal Fair Debt Collection Practices Act (FDCPA) by threatening action that could not legally be taken and amounting to a false representation.

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Debt collector Fair Debt Collection Judgment Creditworthiness 40

FDCPA Defense

NOVEMBER 11, 2014

It is impossible to catalogue the manifold ways, some subtle and some not, in which a debt collector may attempt to circumnavigate section 1692g.” Southern Oregon Credit Servs, Inc. , It must be large enough to be easily read and sufficiently prominent to be noticed – even by the least sophisticated debtor. 1692g(a)(3).

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Debt collector Debtor Creditors Original Creditor 40