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You’re in Debt: 9 Terms to Know

The Kaplan Group

OCTOBER 19, 2020

You can learn more about FDCPA in our advice to consumer debtors. Credit Counselor. A credit counselor is certified and trained in consumer credit, money and debt management, and budgeting. These companies can be very risky and using them can have a negative impact on your credit score.

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Credit card debt is surging at a record-high rate

Collection Industry News

FEBRUARY 21, 2022

Credit counseling agencies offer free or low-cost debt relief services to consumers who are struggling to manage their finances. A credit counselor may help you by: Analyzing your income, expenses and outstanding debts to create a budget. Signing you up for a debt management plan (DMP).

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