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What Happens After a Personal Loan Bankruptcy Discharge?

Sawin & Shea

The Chapter 13 plan reorganizes your various debts, including personal loans, into a monthly payment plan that lasts three to five years after your filing date. Unlike Chapter 7 , you’ll pay part of the money you owe on unsecured debts, but most Chapter 13 payment plans reduce the total amount you’ll need to pay.

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Is Debt Settlement Legit?

Titan Consulting

State and Federal Regulations for Debt Settlement. Non-profit and for-profit credit counseling agencies assist with budgeting, set up a debt management plan (DMP), and work with creditors to lower the interest rate on enrolled accounts. The post Is Debt Settlement Legit? appeared first on Titan Consulting Group.

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How to Ensure Financial Security in the Future–in 12 Steps

Credit Corp

Include a line item in the budget for any credit card debt. This factor, called utilization, can be very influential in the calculation of credit scores. Pay down debt. Per above, minimizing utilization will generally improve credit scores. Get Your Free Credit Report Card.