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How to Remove a Public Record From Your Credit Report

Better Credit Blog

Your credit report is like a report card for your credit history. If you receive a public judgment from a court regarding one of your debts, you can end up with an entry on your credit report. These entries are extraordinarily difficult to get rid of, and they can remain on your credit report for up to seven years.

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How To Remove Negative Items From Your Credit Report

Better Credit Blog

If this sounds overwhelming, you might want to reach out to a credit expert. your own lawyer to fight on your behalf. If disputing the negative entry doesn’t work because you couldn’t find errors, or because the credit bureaus fixed them, your next step should be asking for a goodwill adjustment. Charge Offs.