Credit Bureau Creditors Judgment Repossession 
Better Credit Blog
APRIL 1, 2022
If disputing the negative entry doesn’t work because you couldn’t find errors, or because the credit bureaus fixed them, your next step should be asking for a goodwill adjustment. Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill.
Better Credit Blog
JANUARY 29, 2021
Any time you apply for new credit, like a card, loan, or line of credit, the lender might run a hard credit check. Hard inquires give creditors an all-access pass to your credit reports. Hard inquiries get added as a new entry on your credit report, remaining there for two years. Repossession.
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Better Credit Blog
JANUARY 6, 2021
Soft inquiries have no effect on your credit. Whenever you apply for a credit card, the creditor might only obtain one of your reports, or they could opt for all three. Dealing with lenders and credit bureau representatives regarding fraudulent inquiries can be a hassle. Repossessions. Charge-offs.
Better Credit Blog
DECEMBER 9, 2020
These credit pulls let lenders, landlords, and employers take an in-depth look at your credit usage, granting them access to your full credit report. When you apply for a card, the creditor could request your Equifax, Experian, or TransUnion report, or a combination of the three. Repossession. Charge offs.
Better Credit Blog
JANUARY 5, 2021
This kind of inquiry has virtually no effect on your credit, leaving your score untouched and staying off your report. They grant creditors access to your full credit reports, and they’re required any time you apply for funding. When you file a dispute with a credit bureau, they have 30 days to investigate your claim.
Better Credit Blog
JANUARY 5, 2021
This kind of inquiry has virtually no effect on your credit, leaving your score untouched and staying off your report. They grant creditors access to your full credit reports, and they’re required any time you apply for funding. When you file a dispute with a credit bureau, they have 30 days to investigate your claim.
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