Better Credit Blog

JANUARY 29, 2021

Any time you apply for new credit, like a card, loan, or line of credit, the lender might run a hard credit check. Hard inquires give creditors an all-access pass to your credit reports. Hard inquiries get added as a new entry on your credit report, remaining there for two years. Foreclosure.

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Better Credit Blog

JANUARY 29, 2021

If you applied for a Citibank credit card, the bank might have accessed one or more of your credit reports, meaning each of your reports could feature a hard inquiry. Hard credit pulls let creditors see your credit reports , giving them an idea of how responsibly you use credit. Foreclosure.

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Better Credit Blog

DECEMBER 30, 2020

a revolving line of credit for financing Dell products. The account offers rewards when you purchase products from Dell using the credit, along with interest-free financing on several products. When DFS/Webbank shows up on consumer credit reports, it’s most likely because an application was submitted, leading to a hard inquiry.

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