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7th Circuit Says Credit Agencies Need Not Dig Into Debt Ownership

Collection Industry News

Circuit Court of Appeals ruled that the Fair Credit Reporting Act does not require consumer credit agencies to further investigate when a borrower disputes a debt collector’s ownership of their debt. Attorneys for the borrowers and credit agencies did not immediately reply to requests for comment on Friday.

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4 Ways To Remove Collections From Your Credit Report

Better Credit Blog

If this sounds overwhelming, you might want to reach out to a credit expert. considering you are getting your own lawyer to fight on your behalf. If the goodwill letter falls flat and the debt collection remains on your credit report, it’s time for a more advanced method. Midland Credit Management.

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5 Best Credit Repair Companies – Updated April 2022

Better Credit Blog

Lawyer-backed credit repair. Lexington Law, a lawyer-backed credit repair company, has been a leader in the industry for nearly three decades. In 2020 they helped remove over 7 million negative items from credit reports for their clients. What can credit repair companies not do? Lexington Law Pricing.