Remove Collections Remove Debt Recovery Remove Loans Remove Manufacturing
article thumbnail

Debt-Service Coverage Ratio: A Useful Financial Measurement for Assessing Future Debt Recovery

Debt RR

It’s the ratio of net operating income as a multiple of debt obligations due within one year. This includes lease payments, sinking-funds, and any other loans, both principal and interest, along with operating expenses. The higher the DSCR from a borrower, the better for the business collecting the debt. DSCR for B2C.

article thumbnail

Business Navigation: Taking the Optimal Route to Your Goals

Fico Collections

Take collections as an example. For each customer in collections, we have a range of options we could take each day, from do nothing, through to automated voicemails, SMS, emails or a more formal letter. I’ve listed just a few of those in financial services below: Loan Pricing. Early and Late-stage Collections.

article thumbnail

What is a Debt Ratio and why it’s a Key Financial Metric

Debt RR

Obligations that are often included in the debt ratio are : Equipment financing, including office equipment and heavy machinery. Unsecured business loans, like SBA loans and lines of credit. Property debt, including office leases and commercial mortgages. Business debt can be critical for sustainable growth.