FDCPA Defense

APRIL 17, 2019

Instead, the letters had been mailed by collection agencies that had used an attorney’s letterhead in a misleading fashion. 1993), a collection agency sent letters to “approximately one million debtors each year” using a computerized mass-mailing system, on letterhead listing “P.D. In Clomon v. Jackson , 988 F.2d

Lawyers 40

Lawyers Creditor's Rights Law Firms Creditors 40

FDCPA Defense

MAY 11, 2017

For example, in Clomon the defendant, an attorney, was a part-time general counsel of a collection agency. The agency ( not the attorney) mailed letters to “approximately one million debtors each year” using a computerized mass-mailing system, with a letterhead referencing the defendant – “P.D. Avila, 84 F.3d

Law Firms 40

Law Firms Debtor Creditors Collections 40

FDCPA Defense

NOVEMBER 10, 2015

and Portfolio Recovery Associates, LLC provide that if a debt is “disputed” by a consumer, Encore and PRA must take additional steps to substantiate the debt before proceeding with collection. The CFPB also required Encore to notify the collection agencies and law firms it retains whenever a debt has been previously disputed by the consumer.

Debt Consolidation 40

Debt Consolidation Creditworthiness Fair Debt Collection Law Firms 40

FDCPA Defense

AUGUST 16, 2012

If you are a collection professional working for a creditor, debt buyer, collection agency or collection law firm, and you have not yet added the website for the Consumer Financial Protection Bureau (CFPB) to the favorites on your web browser, it is high time that you do so.

Collections 40

Collections Fair Debt Collection Consumer Collections Law Firms 40

FDCPA Defense

JULY 20, 2013

Scope Of The Act The Act only applies to debt buyers: it does not apply to creditors, collection agencies or collection attorneys. Code § 1788.52.

Debtor 40

Debtor Creditors Judgment Collections 40

FDCPA Defense

FEBRUARY 20, 2012

The CFPB claims to have the right to obtain privileged documents from all “supervised institutions” as well as from any “service provider” (such as a law firm or collection agency) who performs material services for a supervised institution. The answer may depend on who you ask.

Debt collector 40

Debt collector Law Firms Lawyers Collections 40

FDCPA Defense

NOVEMBER 11, 2014

Furthermore, to be effective, the notice must not be overshadowed or contradicted by other messages or notices appearing in the initial communication from the collection agency.”) (citations omitted). It must be large enough to be easily read and sufficiently prominent to be noticed – even by the least sophisticated debtor.

Debt collector 40

Debt collector Debtor Creditors Original Creditor 40