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Common Myths About Using a Collection Agency

Credit Management Company

The average American has over $90,000 of debt , and many struggle to manage this number. Therefore, many people find themselves encountering collection agencies at one point or another. Unfortunately, much of what people “know” about the debt collection industry relies more on myths than facts.

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How to Stop ARS National Services

Debt Collection Answers

ARS National Services is a reputable debt collection agency. The Fair Debt Collection Practices Act (FDCPA) and other laws provide you with rights and protections that you can use to fight back against such behavior. They may be calling from 833-734-2955 or contacting you via mail through PO Box 469046.

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What is Caine and Weiner?

Debt Collection Answers

Have you been getting calls from 214-658-1724 or been receiving mailers from PO Box 55848 Sherman Oaks CA claiming you have unpaid debt that needs to be taken care of? This is Caine and Weiner, a collection agency. Initially, the company provided collection services for the garment industry, which was prominent in the area then.

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4 Ways To Remove Collections From Your Credit Report

Better Credit Blog

Request a Goodwill Deletion – If You Have Paid The Debt. The first step, if you have paid the full collection account, settlement, or have been making regular on-time payments, is to mail the collection agency a “ goodwill letter ” that explains your situation. Ask the Collection Agency to Validate the Debt.

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How To Remove ARstrat From Your Credit Report

Better Credit Blog

Though their collections attempt might border on spammy, ARstrat LLC is an established and legitimate debt collections agency. ARstrat has been collecting on consumers’ debts since 2015, headquartered in Houston. Agencies like ARstrat usually get access to you and your debts in one of two ways.

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How to Remove CMRE Financial Services From Your Credit Report

Better Credit Blog

If you have an unpaid medical bill, you may begin to hear from a debt collector known as CMRE Financial Services. CMRE Financial Services is a collection agency that collects medical debts on behalf of hospitals and other healthcare businesses.

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How to Remove National Credit Services from Your Credit Report

Better Credit Blog

National Credit Services is one such debt collector that may contact you if you fail to make payments on an overdue bill. If National Credit Services contacts you, it means that they have either been hired by your original creditor or have acquired the debt from your original creditor. Validate the Debt.