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FCRA Claim for “Misleading” Double-Reporting of Debt by Original Creditor and Collection Agency Survives Motion to Dismiss

Troutman Sanders

Mountain America Federal Credit Union , the plaintiff became delinquent on a credit card account with her credit union. The credit union then assigned the debt to a third-party collection agency. In Hansen v. A copy of the order is available here.

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California’s Debt Collection Licensing Act Moves One Step Closer to Becoming Law

Troutman Sanders

The DCLA would prohibit a person from engaging in the business of collecting on a consumer debt in this state without a license and comply with reporting, examination, and other oversight by the California Department of Business Oversight (DBO). The DCLA already passed in the California Senate 29-4.

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How to Pay Collections

Credit Corp

Two of the most common are coming up with enough money to pay off the debt and negotiating a payment plan or settlement you can afford. Once you’ve accomplished these tasks, you may still be wondering how to pay collections to a debt collection agency. Find out how to pay collections below.

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How to Remove ConServe from Your Credit Report

Better Credit Blog

ConServe is a debt collection agency that may contact you regarding unpaid debts. They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. How to Remove ConServe from Your Credit Report.

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How to Remove Rausch Sturm from Your Credit Report

Better Credit Blog

Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request that Rausch Sturm communicates with you strictly through U.S. Their assistance can help you clean up your credit report and begin to rebuild your credit score. Ask Sky Blue for Help. What is Rausch Sturm?

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What Are “Actual Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes. Accredited Collection Agency Inc. , No. Businesses should be aware of each statute and how to defend against such claims. See, e.g., Lane v.

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

On January 2, the CFPB published a blog titled, “Holding Debt Collectors Responsible for False Statements.” CICA Collection Agency, a First Circuit case in which the CFPB has filed an amicus brief. The debt collector claimed that they were only responsible under the law when they intended to say something false.