Credit Corp
FEBRUARY 9, 2024
Debt relief won’t hurt your credit alone. Debt relief and debt settlement options don’t hurt your credit score on their own. These programs aim to help reduce your debt and if that debt is revolving credit, it can reduce your credit utilization and improve your credit.
Collection Industry News
DECEMBER 1, 2022
Collections agencies buy your unpaid credit card debt from your card issuer when your balance lingers too long — but that doesn’t mean it goes away. When a collections representative from your credit card issuer calls you, it’s usually because you haven’t made at least the minimum payment for at least 30 days.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
The Kaplan Group
OCTOBER 19, 2020
FDCPA ( Fair Debt Collection Practices Act). The Fair Debt Collection Practices Act (FDCPA) is a federal law that restricts the behavior of collection agencies when they are attempting to collect money from individuals. The law does not apply to collecting from businesses. Credit Counselor.
Debt Guru
AUGUST 30, 2021
When your voicemail is filled with messages from collection agencies and stacks of bills arrive in your mailbox that you have no chance of paying, it’s time for some serious debt relief help. This type of bankruptcy stays on your credit history for 7 years. Debt Settlement. Debt Management.
Better Credit Blog
APRIL 11, 2022
They will likely review your financial obligations and the debt you’ve accrued before presenting you with a range of options according to your financial status. Credit counselors help create budgets, offer free educational workshops, and develop plans to repay debts. Debt Settlement. Bankruptcy. bankruptcy.
Expert insights. Personalized for you.
52 
Let's personalize your content