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Sawin & Shea
APRIL 10, 2024
For experienced bankruptcy lawyers in Indiana, contact Sawin & Shea, LLC. If you are not, this test determines how much you are required to pay back to your unsecured creditors in a Chapter 13 reorganization. Mortgages and car loans are both considered secured debts because they both have backing collateral.
Sawin & Shea
MARCH 15, 2022
The homestead exemption can protect different types of homesteads such as a traditional home, mobile home, trailer, or farm, but it does not protect equity in investment property. If there is non-exempt equity in your investment property you will need to pay creditors the value of that equity (minus estimated costs of sale).
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