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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

On December 13, the CFPB issued a technical rule, updating the Code of Federal Regulations to reflect the closed-end mortgage loan reporting threshold under the Home Mortgage Disclosure Act (HMDA) of 25 mortgage loans in each of the two preceding calendar years as established by the 2015 HMDA Rule. On December 12, the U.S.