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Can I File Bankruptcy on Just My Credit Cards?

Sawin & Shea

Briefly, unsecured debts are not backed by any collateral and include things like credit card balances and unpaid medical bills. However, secured debt means the borrower has put up collateral (e.g. However, secured debt means the borrower has put up collateral (e.g. What is my total credit card debt?

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Fiona Personal Loan Review

Better Credit Blog

The site uses built-in algorithms to offer you real-time, pre-qualified personal loan rates from about a dozen different lenders. 6.79% – 149% depending on your credit and the lender you choose. Fiona works as an aggregator for personal loan lenders ; it does not actually fund any personal loans itself. Loan Terms.

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Bankruptcy Chapter 7 vs 13: Which Is The Best Option?

Debt Free Colorado

The United States Bankruptcy Code governs both chapter 7 and chapter 13 bankruptcy. The lender protects the borrower against foreclosure. Increased time to repay non-dischargeable debts. Unsecured debt is debt without collateral. Collateral guarantees debt repayment. Chapter 7 (Liquidation).

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Should Seniors Consider a Reverse Mortgage to Raise Cash During the Pandemic?

Titan Consulting

Like a traditional mortgage, a reverse mortgage uses your home as collateral while allowing you to own and live in the house as long as you wish. However, unlike a traditional mortgage, you do not make monthly payments, and the debt balance grows each year you remain in the home. Level of current equity. The age of all owners.

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