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Can I File Bankruptcy on Just My Credit Cards?

Sawin & Shea

You aren’t allowed to pick and choose which debt you want the bankruptcy to apply to. Briefly, unsecured debts are not backed by any collateral and include things like credit card balances and unpaid medical bills. However, secured debt means the borrower has put up collateral (e.g. The answer is yes.

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Managing Bankruptcy and Medical Debt Relief in Broomfield, CO

Debt Free Colorado

Some options are negotiating with creditors, structured payment plans, and debt consolidation. You can also seek guidance from credit counseling agencies, medical billing advocates, and government assistance. Many medical providers offer structured payment plans to make bill repayment more manageable.