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10 Common Questions About Bankruptcy

Debt Free Colorado

For ten years after filing for bankruptcy, lenders will be more reluctant to extend credit, and it may even be challenging to get employment. Do you struggle to meet the credit card minimum payments each month? Are you at risk of falling into foreclosure, being evicted, or having your utilities cut off?

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8 Ways to Consolidate Credit Card Debt 

Credit Corp

Keep in mind that some lenders charge an up-front, one-time origination fee ranging from 1% to 10% of the total loan amount. To get a credit card consolidation loan, take the following steps: Step 1: Research lenders, such as credit unions, banks, or online lenders. Step 3: Decide on a lender and apply.