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The Best Debt Consolidation Loans

Better Credit Blog

Payoff – Best For Paying Off Credit Card Debt. Payoff specializes in debt consolidation loans that can help you pay off credit card debt, and will even send direct payment to your creditors. Cons: Minimum credit score of 680. Can’t secure a loan with collateral such as a car.

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The Best Debt Consolidation Loans

Better Credit Blog

Payoff – Best For Paying Off Credit Card Debt. Payoff specializes in debt consolidation loans that can help you pay off credit card debt, and will even send direct payment to your creditors. Cons: Minimum credit score of 680. Can’t secure a loan with collateral such as a car.

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How to File for Bankruptcy

Better Credit Blog

Educate you on bankruptcy law and procedures. Give you an idea of what debts you can discharge. “In my opinion, filing bankruptcy improves your credit profile. But I ask them how is your credit now? “Whereas, if you can’t pay your debts in full, you can enroll in a debt settlement program.