Better Credit Blog

MAY 20, 2022

Everything about personal loans is fixed from day one: the length of the loan, the interest rate, and the amount you borrow, meaning the terms of your loan are set in stone. Personal loans can be either secured or unsecured. The far more appealing choice, the unsecured personal loan, does not require any collateral.

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Sawin & Shea

APRIL 17, 2024

While different from Chapter 11, Chapter 13 is similar in the sense that it involves reorganizing and consolidating debts. This filing method is referred to as “the wage earner’s plan” because filers repay some of their debt balances with their regular income.

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Sawin & Shea

JANUARY 24, 2024

Any debts not discharged, like student loans, remain. How Debt Consolidation Works Debt consolidation combines multiple debts into one new loan or credit line. You then work on paying off the new consolidated debt through a single monthly payment.

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Better Credit Blog

MAY 4, 2022

Debt consolidation is when you bundle several debts together into one larger sum and then make a single monthly repayment instead of multiple smaller ones. Consolidating debts with different interest rates and repayment schedules can make it easier to manage your finances. Risk to loan guarantees.

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