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What Is a Personal Loan?

Better Credit Blog

The former uses collateral, commonly in the form of your vehicle title, to secure repayment of the loan. The far more appealing choice, the unsecured personal loan, does not require any collateral. Unsecured loans warrant a much closer look at your credit report and income, though. Consolidating Debt.

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Is It Better To Declare Bankruptcy or Debt Consolidation?

Sawin & Shea

When you are overwhelmed by debt, you may start to wonder if declaring bankruptcy or pursuing debt consolidation is the better option. Understanding the key aspects of each can help you determine what is better, bankruptcy or debt consolidation, for your situation. The court reviews your finances to prevent fraud.

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What is Debt Consolidation and How Does it Work?

Better Credit Blog

Debt consolidation is when you bundle several debts together into one larger sum and then make a single monthly repayment instead of multiple smaller ones. Consolidating debts with different interest rates and repayment schedules can make it easier to manage your finances. Debt Consolidation Guide.

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The Best Loans for People with Bad Credit

Better Credit Blog

Accepted collateral includes cars, trucks, motorcycles, boats, and RVs. Another option is a joint application with someone who has better credit, in order to get a higher shot at a lower rate. Avant is an online platform that offers loans to people with credit scores as low as 550. Loans for People with Bad Credit FAQ.

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The Best Loans for People with Bad Credit

Better Credit Blog

Accepted collateral includes cars, trucks, motorcycles, boats, and RVs. Another option is a joint application with someone who has better credit, in order to get a higher shot at a lower rate. Avant is an online platform that offers loans to people with credit scores as low as 550. Loans for People with Bad Credit FAQ.

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How Does a Debt Consolidation Program Work?

Titan Consulting

Debt consolidation might include a debt management repayment plan, credit card balance transfer, personal loan, or equity line of credit. The main strategy in any debt consolidation strategy involves replacing one debt with another debt, usually with a lower interest rate or monthly payment.

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Need Money Now? Here are the Best Online Personal Loans

Better Credit Blog

Whether they’re for debt consolidation, a home improvement project, or other expenses, these loans often come with low-interest rates and flexible repayment options. With the help of a loan, you can settle bills, consolidate debt, and even cover any unforeseen expenses. Applying for one online can take just a few clicks.