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A bankruptcy filing is an option for the majority of individuals who are already in financial difficulty long before they file. One factor is the high cost of healthcare, which makes it more difficult for many Americans to pay their bills. Medical debt is the primary reason Americans declare bankruptcy.
Rising healthcare costs are continually leaving thousands of Americans drowning in medical debt. Many Chapter 13 Debtors pay pennies on the dollar back to their unsecuredcreditors. You haven’t filed for Chapter7bankruptcy in the past eight years.
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