Chapter 13 bankruptcy Collections Consolidate Debt Garnishment 
Sawin & Shea
MARCH 6, 2024
If you are uncertain about your options, speaking with a financial advisor or an experienced bankruptcy attorney can help. Understanding Debt Consolidation Debt consolidation is the process of taking out a brand-new loan and using the money to pay off other loans or debts.
Sawin & Shea
JANUARY 24, 2024
The remaining qualifying debts are discharged, meaning you are no longer responsible for paying them back. Chapter 13 bankruptcy sets up a 3-5 year repayment plan to pay back a portion of what you owe. At the end of the plan, any unpaid balances on the qualifying debts are discharged.
Credit Corp
MAY 1, 2024
Chapter 13 is for debtors who don’t meet the requirements to qualify for Chapter 7 relief. If you have regular monthly income, a Chapter 13 bankruptcy allows you to set up a debt repayment plan. Once you complete the payment plan, any remaining debts are discharged.
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