Bankruptcy Fair Debt Collection Lender Third-party Debt Collectors 
Debt Free Colorado
FEBRUARY 21, 2022
Debt Relief Attorney Serving Colorado. Bankruptcy may appear to be a scary process, but it does not have to be. Dray Legal Office’s attorneys will endeavor to help you obtain a fresh start by eliminating debt and reorganizing your finances. Does Colorado Law Protect Me From Debt Collectors?
Better Credit Blog
OCTOBER 5, 2020
Has your credit score recently taken a dive as a result of a collections entry from Penn Credit? If you forgot to pay a bill or you’ve gotten behind on payments to a lender or service provider, it can have some nasty effects on your credit. Try out one of the approaches below, and you could be collections-free in a few weeks.
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Better Credit Blog
SEPTEMBER 21, 2020
Ask for Proof of the Debt. You could be contacted about a debt you’ve already paid or one that was never yours, to begin with. The Fair Debt Collection Practices Act safeguards you here, requiring collections agencies to verify your debt by providing documentation of it before they can collect.
Better Credit Blog
OCTOBER 30, 2020
Individuals who have been contacted due to a reporting error or identity theft should certainly try to dispute their debts. When collections agencies buy debts from providers and lenders, they don’t always have the paperwork they need to see their collections attempts through. Bankruptcy. Identity fraud.
Better Credit Blog
OCTOBER 14, 2020
Legal collections. Wondering exactly how the debt collection process works? When you miss a payment, your service provider or lender will attempt to collect on the debt you owe them on their own for a time. The Fair Debt Collection Practices Act requires debt collectors to prove that your debt is legitimate.
Better Credit Blog
NOVEMBER 5, 2020
When you forget to pay a bill on a loan, credit card, or medical debt, and the original lender or provider is unsuccessful at getting you to pay your debt, they turn to debt collectors like RMS. Here are three methods that may work: Ask RMS for proof that the debt is yours. N Chesterfield, VA 23235.
Better Credit Blog
SEPTEMBER 17, 2020
Demand Proof of the Debt. The Fair Debt Collection Practices Act provides you with yet another advantage, the ability to ask collections agencies to provide validation that you owe what they claim you do. But they’ll also be there if the collections agency violates the FDCPA or tries to garnish your wages.
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