Sawin & Shea

JANUARY 11, 2024

Medical bills, credit cards, payday loans, and struggling businesses – it can seem like the letters and calls from creditors will never stop. Bankruptcy filings for both individuals and businesses are on the rise. Since 2005, a debtor education course from an approved provider is mandatory for anyone who files for bankruptcy.

Education 52

Education Debtor Bankruptcy Chapter 13 bankruptcy 52

Credit Corp

FEBRUARY 9, 2024

Credit Counseling Immediate credit impact: None expected Long-term credit impact : None expected A credit counselor is a professional adviser who helps you manage and repay your debt. Counselors may offer free or low-cost consultations and educational materials.

Credit Counselor 52

Credit Counselor Debt Consolidation Debt settlement Bankruptcy 52

The Kaplan Group

OCTOBER 19, 2020

Instead, I suggest you do what you can to educate yourself about your options. FDCPA ( Fair Debt Collection Practices Act). The Fair Debt Collection Practices Act (FDCPA) is a federal law that restricts the behavior of collection agencies when they are attempting to collect money from individuals.

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Credit Counselor Garnishment Fair Debt Collection Debt settlement 59

Better Credit Blog

APRIL 11, 2022

If you have a low credit score, it’s harder to borrow, and you could pay higher interest rates to counter the financial risk you pose to creditors and lenders. You may be sent to collections. If you’re past due on your card and loan payments and your grace period has ended, it may go to collections. It may lead to bankruptcy.

Debt Consolidation 74

Debt Consolidation Debt settlement Credit Card Debt Bankruptcy 74