Sawin & Shea

JANUARY 28, 2021

When you hire Sawin & Shea for your bankruptcy, we give you a phone script that helps you handle collection calls. After you retain the firm, creditors must stop calling you once they have notice of our representation. How to Use Your Collection Call Script. A collection call script does two main things.

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Collections Bankruptcy Creditors Original Creditor 52

Better Credit Blog

APRIL 1, 2022

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Here’s How To Remove Negative Items From Your Credit Report. Collection). Credit Limit.

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Bankruptcy Collection Agencies Collections Agency Lender 114

Credit Corp

JUNE 14, 2020

The most common cases of zombie debt involve collection activities. Here’s one example of how a zombie might rise with help from a collection agency. The original lender or collection agency fails to collect within the statute of limitations. Remember that one of your rights is to an accurate credit report.

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Debt collector Judgment Collection Agencies Collections Agency 98

Credit Corp

MAY 3, 2023

However, it could take several years to fully restore your credit. Bad credit issues, such as late or missed payments and defaults, can remain on your credit for up to 7 years in most cases. However, bankruptcies can remain on your account for up to 10 years. Ultimately, these negative items can affect your credit score.

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Creditors Bankruptcy Debt collector Original Creditor 88

Sawin & Shea

JUNE 9, 2021

You may feel as if no one is on your side, but you do have some protection from collection agencies. The FTC makes sure that the FDCPA (Fair Debt Consumer Protection Act) is followed by collection agencies. There are approximately 7,000 collection agencies in the U.S. There are approximately 7,000 collection agencies in the U.S.

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Debt collector Collection Agencies Collections Agency Credit Bureau 94

Collection Industry News

SEPTEMBER 8, 2020

THE Fair Debt Collection Practices Act (FDCPA) is a federal law that was enacted in 1978 by the United States Congress to protect consumers from abusive debt collectors. Note, however, that the FDCPA applies only to third party collectors who collect debt for original creditors. Let’s use our beloved Pres. or after 9 p.m.,

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Fair Debt Collection Collections Debt collector Credit Bureau 40