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How to Tell If You Have a Credit Score

Credit Corp

This score is what creditors use to determine your ability to repay debt and assess your overall credit risk. FICO is the most common credit score, but some creditors may use other credit ratings, such as VantageScore. FICO is the most common credit score, but some creditors may use other credit ratings, such as VantageScore.

Lender 98
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Credit card debt has plunged

Collection Industry News

As of March, Americans collectively owed $807 billion across almost 506 million card accounts, according to analysis from LendingTree’s ValuePenguin. If you haven’t looked around for a better deal on your auto insurance, you may be overpaying by as much as $1,100 every year. Who’s dealing with the heaviest load?