Troutman Sanders
AUGUST 29, 2023
District Court for the Western District of New York granted the plaintiff’s motion for class certification for alleged violations of the Fair Debt Collections Practices Act (FDCPA) relating to an allegedly improper debt assignment notification. The default judgment was later assigned to Palisades Acquisition.
Consumer Finance Watch
FEBRUARY 27, 2019
a recent precedential decision, the Third Circuit Court of Appeals held an entity whose business is the purchasing of defaulted debts for the purpose of collecting on them falls squarely within the “principal purpose” definition of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. 18-1042, __ F.3d
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Better Credit Blog
SEPTEMBER 18, 2020
National Credit Services is one such debt collector that may contact you if you fail to make payments on an overdue bill. If National Credit Services contacts you, it means that they have either been hired by your original creditor or have acquired the debt from your original creditor. Validate the Debt.
Better Credit Blog
AUGUST 17, 2020
Collection accounts can hurt your credit score even after you pay off the debt. These entries remain on your credit report for up to seven years, which means that they can be viewed by creditors and lenders. Request Debt Validation. The debt collection process is by no means perfect. Know Your Rights.
Better Credit Blog
AUGUST 31, 2020
Most people that are contacted by a debt collector don’t realize that there is federal legislation that protects them from abuse like this. This legislation is called the Fair Debt Collection Practices Act. The debt collection process is not perfect. You can do this by writing a debt validation letter.
Better Credit Blog
AUGUST 22, 2020
If you have a debt that you haven’t paid yet, you may have heard from a debt collector called CCS Offices. CCS Offices is a company that collects debts on behalf of original creditor. They do this by either purchasing the debt or collecting the payments and taking a portion for themselves.
Better Credit Blog
AUGUST 31, 2020
They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. Here are the essential steps to take to stop their harassment and prevent them from damaging your credit score for years to come: Validate the Debt.
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