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Lawmakers take aim at credit card interest rates, fees as cardholder debt tops $1 trillion

Collection Industry News

OCTOBER 17, 2023

Total credit card debt topped $1 trillion in the second quarter of 2023 for the first time ever. The average interest rate for all cardholders jumped to more than 21% in August, the highest on record, according to Federal Reserve data. Federally chartered credit unions have an 18% limit. Josh Hawley, R-Mo.,

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How to Get Your First Credit Card

Better Credit Blog

MAY 10, 2022

Credit Card with Co-Signer: If you know someone with excellent credit, he or she could co-sign on your application. Gas Station or Store Credit Card: Some gas station chains and retailers, like Target, offer store credit cards that don’t require an established credit history.

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