Credit Corp

SEPTEMBER 16, 2020

Credit builder loans aren’t great if you need the money now—since you need to pay off the loan before you can actually access the funds—but if you have time to build up your credit, they’re a great place to start. Passbook or CD Loans. Interest rates are typically much lower than credit cards or unsecured personal loans as well.

Student loans 105

Student loans Student Loans Personal loans Loans 105

Credit Corp

OCTOBER 25, 2023

Credit Card Consolidation Loans A credit consolidation loan is a type of unsecured personal loan that comes with a set repayment period and fixed monthly payments. For a credit card consolidation loan to make sense, the interest rate needs to be lower than the interest rate for your credit cards.

Credit Card Debt 52

Credit Card Debt Debt Consolidation Credit Unions Credit Unions 52

True Accord

JULY 13, 2023

With tumult in the banking industry in Q2 and inflation and economic stressors persisting, the financial outlook for American consumers remains uncertain. The ending of various pandemic-era benefits including the pause on student loan payments will impact consumers in the coming months. Indicators show that delinquency is here to stay.

Financial Institution 65

Financial Institution Student loans Student Loans Loans 65

FDCPA Defense

FEBRUARY 1, 2018

Duty to disclose accruing interest, fees or other charges A significant recent trend in FDCPA case law involves courts that have imposed new disclosure obligations that are not found in the plain language of the Act. n]either the lender’s motives nor the fashion in which the loan is memorialized are dispositive of the inquiry”).

Accrued Interest 40

Accrued Interest Foreclosure Debt collector Debtor 40