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How to Get Your First Credit Card

Better Credit Blog

Gas Station or Store Credit Card: Some gas station chains and retailers, like Target, offer store credit cards that don’t require an established credit history. How to Apply for a First Credit Card. Only the primary cardholder gets credit for the responsible use of the card.

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Lawmakers take aim at credit card interest rates, fees as cardholder debt tops $1 trillion

Collection Industry News

Some lawmakers and regulators are calling for interest rate caps and lower fees on credit cards as debt levels march higher. Total credit card debt topped $1 trillion in the second quarter of 2023 for the first time ever. There are 70 million more credit card accounts open now than in 2019, it said.