District Court Takes Expansive View of "Deceptive or Misleading" Practices under FDCPA
Consumer Financial Services Law
JANUARY 3, 2018
ARS sent a letter to Islam on August 11, 2016 stating, in relevant part, that “[a]s of the date above, you owe $14,413.78.” Consistent with that policy, the balance on Islam’s account had not grown since it was charged off on August 4, 2016. The court agreed, and based its analysis on the Second Circuit’s 2016 decision in Avila v.
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