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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

On December 20, Fannie Mae issued SVC-2023-06. On December 18, the CFPB issued a blog on cash-out refinance mortgages and borrowers between 2013 to 2023. For more information, click here. For Regulation C, the exemption threshold increased from $54 million to $56 million. For more information, click here.

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What Are “Actual Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

2013) (finding a plaintiff can recover damages for emotional distress under the FCCPA); Barker v. 6:06-CV-1678-ORL-28DAB, 2009 WL 535980, at *6 (M.D. 6:06–CV–1639-ORL-31KR, 2008 WL 3540374, at *9 (M.D. Dish Network L.L.C. , 2d 1288, 1299 (M.D. Tomlinson , No. 8:05-CV-1390-T-27EAJ, 2006 WL 1679645, at *3 (M.D. Florida First Fin.