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Need to Know About Debt Negotiation and Settlement?

Sawin & Shea

Bankruptcy will wipe out credit card debt, medical bills, and personal loans, but will not eliminate primary obligation debt; things like student loans, child and spousal support, and newer tax debt. A Chapter 13 can help people get caught up on a mortgage or car loans. How Does Debt Negotiation Work?

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What Can I Keep if I File For Chapter 7 Bankruptcy?

Sawin & Shea

Debt collectors have a legal right to pursue the collection of personal debt within the bounds of the law. Known as exempt assets, these are the things you may keep when you file for Chapter 7 bankruptcy. Debt Collection Laws: What Can Debt Collectors Do?

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Does Paying Off Collections Improve Your Credit Score?

Credit Corp

There are many kinds of debts that can be sent to collections, including: Credit card payments Student loans Medical bills Rent payments Utility payments Auto loans Personal loans Tax debt The time it takes the original creditor to transfer your debt to collections varies.