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Personal Loans for Bad Credit

Better Credit Blog

Borrowing money costs more when you have bad credit — and your choices for a loan will be limited — which is why we have helped you narrow down your list by finding the top 6 best personal loans for bad credit. Use this time to fix your credit before applying for loans. 6 Best Personal Loans for Bad Credit.

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My Mortgage Company Didn’t Pay My Property Taxes

Credit Corp

Start by contacting your lender, tax authority, and even your lawyer if necessary. Many lenders today require homebuyers to set up escrow accounts prior to closing. The lender uses this escrow account to store money to cover fees above and beyond your mortgage payments, such as property taxes, homeowners’ insurance, and HOA fees.

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What Is a Soft Credit Check?

Credit Corp

Whenever you apply for anything—a loan, credit card, etc.—the the lender will need to look into your credit report. For example, if you receive a mailing from a personal loan or credit card company stating you have been prequalified for potential credit, that company has probably run a soft check.

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Does Paying Off Collections Improve Your Credit Score?

Credit Corp

If you’ve gotten behind on payments to a creditor or lender, your debt could be sent to collections after around 120 days of missed payments. Paying off collections can help your credit score if the lender reports to new credit scoring models, including FICO 9®, FICO 10®, VantageScore 3.0® ® and VantageScore 4.0®.

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National Debt Relief Review

Better Credit Blog

Debt settlement firms expect you to stop paying your lenders and make monthly installments into a secure trust instead. While waiting for money to build up in your secure trust, the debt settlement firm won’t send any to your lenders. Many lenders decide it’s in their best interests to agree. Credit card loans.